Cash flow planning is crucial at all stages of life. But later in life, when your client’s highest earning years crest and they are able to retire and live off of their assets and other resources, cash flow becomes increasingly important. Too often, financial professionals and their clients feel like if they’ve got $500,000 or even $1,000,000 or more in retirement savings, then they should be set. But the only thing that matters in determining their retirement income is their cash flow. Reliable retirement expense projections are a must for accurate retirement income targets.
In this session, we’ll explore two case studies, apply a retirement cash flow plan to each situation, and look at their before and after trajectories. Join Stephanie Holmes-Winton to learn how to use a retirement cash flow plan to help your clients transition into their golden years with more confidence. Use this process to show your clients how to get more life from the money they worked so hard to save.
In this 90-minute session, we’ll cover:
✔️ Pre-retiree cash flow planning case study
✔️ Projecting retirement expenses before and during retirement years
✔️ Variables that impact retirement cash flow plans
✔️ How to engage new and existing clients with a retirement cash flow plan
✔️ Retiree cash flow planning case study
✔️ When to adjust a retirement cash flow plan
✔️ How cash flow strategies can ensure estate planning needs are covered
Who should attend?
⭐ Financial professionals
⭐ Investment advisors
⭐ Insurance advisors
⭐ Associate advisors
Stephanie Holmes-Winton is the CEO and Founder of CacheFlo. The concepts that CacheFlo’s products are based on were developed during her decade working as an independent financial advisor from 2001 to 2011. She then sold her practice and took her concept to start a training program for other advisors.
In 2013, Stephanie launched the Certified Cash Flow Specialist designation program (which qualifies for 31 FP Canada-Approved CE Credits). Soon after came the original version of the professional cash flow planning software. Stephanie has written two books on spending and debt: Defusing the Debt Bomb, and $pent. She’s also been a regular contributor in media, including CBC Radio and CTV, and her advice has been featured in publications from coast to coast.
