Debt management for wealth advisors

Free tools included

Getting clients to save enough to create a sustainable retirement can be a challenge. Even clients who have portfolios over $500,000 can’t necessarily generate all of the income they want in retirement if they don’t have a pension. One of the biggest threats to your client’s successful retirement is the other side of their balance sheet. According to the Retirement Interrupted survey, 62% of Canadians have delayed retirement due to a lack of sufficient savings or investments, and 40% made the same choice due to their debt levels. Even those who retire with what once seemed like a manageable amount of debt may have an unpleasant shock to their cash flow as interest rates and the cost of living rise. 


A cash flow plan will show your clients how to afford to build the nest egg they’ll need to live the retirement lifestyle they're hoping for. If you’ve ever had a client who hasn’t fully funded their financial plan, this session is for you!


Register to watch the webinar. We’ll also share an easy-to-use debt-to-income tool to help you assess your client’s debt status quickly, and spot the biggest opportunities to manage debt to create more wealth.  


Who should attend?

  • Investment advisors
  • Financial planners
  • Associate advisors
  • Licensed and unlicensed assistants who support wealth clients
  • New financial professionals
  • Financial services managers and trainers

Presented by


Stephanie Holmes-Winton

Stephanie Holmes-Winton is the CEO and Founder of CacheFlo. The concepts that CacheFlo’s products are based on were developed during her decade working as an independent financial advisor from 2001 to 2011. She then sold her practice and took her concept to start a training program for other advisors.


In 2013, Stephanie launched the Certified Cash Flow Specialist designation program (which qualifies for 31 FP Canada-Approved CE Credits). Soon after came the original version of the professional cash flow planning software. Stephanie has written two books on spending and debt: Defusing the Debt Bomb, and $pent. She’s also been a regular contributor in media, including CBC Radio and CTV, and her advice has been featured in publications from coast to coast.